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Life/TPD & Trauma
Insurance
Choosing the right Life Policy can be very
confusing and down-right expensive if you make the wrong
choice.
Let us take the confusion out of your selection by
providing you with a full market comparison report detailing what's
on offer in both premium and cover from ALL of Australia's
major insurers.
1) Term Life pays a lump sum when the
insured person dies. In the event of a claim the lump sum may be
used for any purpose including paying off debts or supplementing the
income of the surviving spouse, partner or dependents. It is an
economical form of protection for your family in the event of your
premature death. "The bet you have to place but never want to
win".
2) Total and Permanent Disability (TPD)
generally available as an addition to a Term Life policy and will
pay a lump sum in the event of you being totally and permanently
disabled and unable to work ever again.
3) Trauma/Critical
Illness pays a lump sum in the event of you suffering from a
range of specific illnesses such as cancer or stroke.
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